I just traced the matte onto a scrapbook paper that came in a kit and mod podged it onto the matte. The kit came with little appliques that I used on the matte and the edges of the frame itself.
I thought it looked cute and it was easy/free!!! I always love free!! =]
Here's another one I did about 5 years ago. I took a bunch of scrapbook papers and Valentine's stickers that went along with the papers that I already had, another Wal-Mart clearance frame, and went to town. I thought it was pretty cute. I made it for my then boyfriend as a gift. Now he's my fiance! =] =] =]